Garrett Viggers is a Northstate employee benefits specialist (Viggers Benefits) and Affordable Care Act (ACA) & Health Insurance Marketplace consultant. He has spent 11 years in the industry as a broker for large and small employers. He helped launch pioneer CDH company Veritas Health Systems (HRAs / HSAs) in 2002 and the spin-off technology company, Inovius, in 2006. Most recently, in July 2013, Garrett founded Windfall App Technologies with the launch of the first-to-market, Health Insurance Marketplace cross-platform Affordable Health App to find affordable coverage with a health premium tax credit in the Marketplace (Covered California). Windfall App Technologies is a team of ACA insurance experts and technology (App & Web) experts committed to providing relevant solutions in the new world of ACA and Health Insurance Marketplace Exchanges.